SACCO Membership
Open to the Rubanga family.
Membership in Rubanga Mitooma SACCO is open to cooperative members and their immediate families — simple, transparent, member-first.

Benefits
What SACCO membership gives you.
- Access to all SACCO savings products
- Eligibility for productive credit after 3 months
- Annual dividends from SACCO surplus
- Financial literacy training
- Vote in SACCO AGM
- Integrated with cooperative earnings

Frequently asked
- Who can join?
- Active Rubanga Cooperative members and their immediate family (spouse, adult children).
- What does it cost?
- A one-time share contribution plus a small annual fee. Indicative figures provided on application.
- Do I have to use loans?
- No. Membership opens savings access first. Loans are optional and require a savings track record.
- Can I leave?
- Yes. Members can exit and recover share capital following SACCO bylaws.
How to apply
Three steps.
- 01
Download and complete the membership form from the Downloads page.
- 02
Submit at the SACCO office or via a Rubanga group leader, along with required ID.
- 03
Pay the share contribution and start saving from day one.
